BASF Report 2025

20. Liabilities

The content of this section is not part of the statutory audit of the annual financial statements but has undergone a separate limited assurance by our auditor.

The content of this section is voluntary, unaudited information, which was critically read by the auditor.

Financial indebtedness

 

 

 

 

 

Carrying amounts based on
effective interest method

Million €

Currency

Nominal value (million, currency of issue)

Effective interest rate

Dec. 31, 2025

Dec. 31, 2024

BASF SE

 

 

 

 

 

1.750%

Bond 2017/2025

GBP

300

1.87%

362

0.875%

Bond 2018/2025

EUR

750

0.97%

750

3.675%

Bond 2013/2025

NOK

1,450

3.70%

123

0.750%

Bond 2022/2026

EUR

1,000

0.82%

1,000

999

0.250%

Bond 2020/2027

EUR

1,000

0.32%

999

998

0.875%

Bond 2017/2027

EUR

1,000

1.04%

997

995

3.125%

Bond 2022/2028

EUR

750

3.27%

747

747

2.670%

Bond 2017/2029

NOK

1,600

2.69%

135

136

0.875%

Bond 2019/2029

EUR

250

1.00%

249

249

4.000%

Bond 2023/2029

EUR

500

4.08%

499

499

1.500%

Bond 2018/2030

EUR

500

1.63%

497

497

1.500%

Bond 2016/2031

EUR

200

1.58%

199

199

1.500%

Bond 2022/2031

EUR

1,000

1.53%

998

998

0.875%

Bond 2016/2031

EUR

500

1.01%

496

496

2.370%

Bond 2016/2031

HKD

1,300

2.37%

142

161

4.250%

Bond 2023/2032

EUR

500

4.30%

499

498

3.750%

Bond 2022/2032

EUR

750

3.85%

746

745

1.450%

Bond 2017/2032

EUR

300

1.57%

298

298

3.000%

Bond 2013/2033

EUR

500

3.15%

495

495

2.875%

Bond 2013/2033

EUR

200

2.96%

199

199

4.000%

Bond 2018/2033

AUD

160

4.24%

90

94

4.500%

Bond 2023/2035

EUR

500

4.54%

499

498

1.625%

Bond 2017/2037

EUR

750

1.73%

741

741

3.250%

Bond 2013/2043

EUR

200

3.27%

200

200

1.025%

Bond 2018/2048

JPY

10,000

1.03%

54

61

3.890%

U.S. private placement series A 2013/2025

USD

250

3.92%

241

4.090%

U.S. private placement series B 2013/2028

USD

700

4.11%

595

673

5.520%

U.S. private placement 2024/2030

USD

350

5.64%

297

336

5.670%

U.S. private placement 2024/2033

USD

250

5.78%

212

240

5.710%

U.S. private placement 2024/2034

USD

400

5.82%

340

384

4.430%

U.S. private placement series C 2013/2034

USD

300

4.45%

255

288

5.810%

U.S. private placement 2024/2036

USD

200

5.82%

170

192

5.910%

U.S. private placement 2024/2039

USD

300

6.01%

255

288

BASF Finance Europe N.V.

 

 

 

 

 

3.625%

Bond 2018/2025

USD

200

3.69%

193

0.750%

Bond 2016/2026

EUR

500

0.88%

499

499

BASF Ireland DAC

 

 

 

 

 

2.390%

Panda Bond 2024/2027

CNY

2,000

2.39%

243

263

2.030%

Panda Bond 2025/2028

CNY

2,000

2.03%

243

2.280%

Panda Bond 2025/2030

CNY

1,000

2.28%

121

BASF Corporation

 

 

 

 

 

6.950%

Bond 1998/2028

USD

120

6.95%

104

118

Bonds and other liabilities to the capital market

 

 

 

14,114

15,751

Liabilities to credit institutions

 

 

 

6,975

6,011

Financial indebtedness

 

 

 

21,088

21,762

Breakdown of financial indebtedness by currency

Million €

December 31, 2025

December 31, 2024

Euro

12,869

14,228

Chinese renminbi

4,815

2,515

U.S. dollar

2,247

3,281

Polish zloty

237

Japanese yen

233

274

Hong Kong dollar

142

161

Norwegian krone

135

258

Australian dollar

90

94

South African rand

44

102

Indonesian rupiah

37

67

Brazilian real

33

45

Pound sterling

362

Other currencies

207

373

Total

21,088

21,762

Maturities of financial indebtedness

Million €

December 31, 2025

December 31, 2024

Following year 1

2,608

2,639

Following year 2

2,645

2,723

Following year 3

2,102

2,662

Following year 4

895

1,875

Following year 5

1,885

982

Following year 6 and maturities beyond this year

10,954

10,880

Total

21,088

21,762

Liabilities to credit institutions

Liabilities to credit institutions increased from €6,011 million as of December 31, 2024, to €6,975 million as of December 31, 2025. The weighted average interest rate on loans amounted to 3.4% in 2025, compared with 3.9% in 2024.

In 2023, BASF Integrated Site (Guangdong) Co. Ltd., China, signed a 40 billion Chinese renminbi syndicated bank term loan facility with a maturity of 15 years for its Verbund site in Zhanjiang, and had utilized an amount of 34 billion Chinese renminbi €4,190 million) as of December 31, 2025. As of December 31, 2024, utilization amounted to 17 billion Chinese renminbi (€2,130 million). When drawn, the interest rate is variable.

Unused credit lines

BASF SE had committed and unused credit lines, when drawn with variable interest rates, amounting to €6 billion as of December 31, 2025 (previous year: €6 billion).

Other liabilities

Other liabilities

 

December 31, 2025

December 31, 2024

Million €

Noncurrent

Current

Noncurrent

Current

Derivatives with negative fair values

338

361

77

249

Liabilities from leases

1,212

342

1,323

340

Loan and interest liabilities

7

559

10

561

Advances received on future orders

638

727

Miscellaneous liabilities

47

608

46

934

Other liabilities that qualify as financial instruments

1,605

2,508

1,456

2,811

Liabilities related to social security

27

92

31

94

Employee liabilities

14

273

21

297

Liabilities from precious metal trading positions

59

15

Contract liabilities

95

21

108

30

Deferred income

143

50

109

46

Miscellaneous liabilities

18

402

19

422

Other liabilities that do not qualify as financial instruments

298

897

289

904

Other liabilities

1,903

3,405

1,744

3,714

Miscellaneous liabilities that qualify as financial instruments include, among others, liabilities arising from unpaid dividends and profit and loss transfer agreements and liabilities arising from cash-pooling accounts with nonconsolidated Group companies. The change resulted in particular from the payment of the out-of-court settlement of the multidistrict litigation proceedings in connection with AFFF products in the United States. (for more information, see Note 23).

The majority of contract liabilities have terms of up to five years. Of the contract liabilities reported as of December 31, 2025, €28 million are expected to be recognized as revenue in 2026.

Carrying amounts of assets used to secure liabilities

Million €

December 31, 2025

December 31, 2024

To secure

 

 

liabilities to credit institutions

9

12

accounts payable, trade

3

6

other liabilities

262

54

Carrying amounts of assets used

275

71

Liabilities to credit institutions were secured primarily with registered land charges. Secured other liabilities relate primarily to derivatives with negative fair values that are secured with cash. This results in recognition of receivables under other receivables and miscellaneous assets.

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